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Lloyds Bank PLC

Financial Ombudsman decision DRN-2913154 Not upheld

Not upheldoutcome, as published by the Ombudsman
£1,263redress stated in the decision
Thu Oct 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Payment delayed or failed

In the Ombudsman’s words

the debits to the credit card weren’t processed until 5 January 2021 – when debits of £1263.47 and £849.91 were put through – just over a month later than they should’ve beenPayment delayed or failed

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2913154.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.