Barclays Bank UK PLC

Financial Ombudsman decision DRN-2863504 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Jul 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr G is unhappy that Barclays Bank UK PLC, trading as Barclaycard, provided him with a credit account which he believes was unaffordable for him at that time.Irresponsible lending

Barclays must also remove all adverse information relating to this account from Mr G’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2863504.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.