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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-2849954 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Apr 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
the loan has all the hallmarks of an unaffordable loan given the interest rate and that no affordability assessment was made before the loan was made to Mr and Mrs CIrresponsible lending
the timeshare was misrepresented to Mr and Mrs CProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2849954.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.