Western Circle Limited

Financial Ombudsman decision DRN-2803738 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Thu Aug 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr A says Western Circle Ltd trading as Paydayloansnet lent to him irresponsibly.Irresponsible lending

Paydayloansnet should remove any adverse information recorded on Mr A’s credit file in relation to loans 2 and 3.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2803738.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.