Mortgages Plc

Financial Ombudsman decision DRN-2614386 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Apr 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

She can’t get car finance because of markers Mortgages Plc has left on her credit file.Credit file reporting

She says the mortgage was mis-sold because it was lent on the basis of her salary, even though she was caring for her family and not working at the time.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2614386.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.