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Santander UK Plc

Financial Ombudsman decision DRN-2589713 Upheld

Upheldoutcome, as published by the Ombudsman
£600redress stated in the decision
Tue Jun 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Service failure

In the Ombudsman’s words

Santander should have offered Mr S alternative ways of authenticating himself that didn’t rely on a mobile phone.Service failure

Rules cited

Equality Act 2010, Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2589713.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.