Carcashpoint Limited

Financial Ombudsman decision DRN-2553451 Upheld

Upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Tue Apr 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr R has complained that Carcashpoint Limited irresponsibly lent to him.Irresponsible lending

remove any adverse information recorded on Mr R’s credit file as a result of the interest and charges on loan 3Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2553451.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.