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Zopa Bank Limited

Financial Ombudsman decision DRN-2512047 Upheld

Upheldoutcome, as published by the Ombudsman
£290redress stated in the decision
Thu Apr 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Payment delayed or failed, Service failure

In the Ombudsman’s words

repeated failure of his attempts to repay his outstanding loan with themPayment delayed or failed
Zopa could’ve handled the situation betterService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2512047.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.