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Provident Personal Credit Limited
Financial Ombudsman decision DRN-2433658 Not upheld
Not upheldoutcome, as published by the Ombudsman
£40redress stated in the decision
Wed Jan 20deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Treatment in financial difficulty
In the Ombudsman’s words
Mr R complains that Provident Personal Credit Limited, trading as Satsuma, lent to him irresponsibly.Irresponsible lending
Mr R added to his complaint points to include that he felt that Satsuma had refused him a repayment plan of £20, and later had recorded a default against him which he thinks was unfair.Treatment in financial difficulty
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2433658.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.