Santander UK Plc
Financial Ombudsman decision DRN-2309074 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Nov 30deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
When Santander makes a lending decision (which would include a revision of Ms M’s overdraft) it has to be sure it’s complying with requirements around responsible lending.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2309074.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.