Five Lamps Trading Ltd

Financial Ombudsman decision DRN-2293334 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Thu Dec 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Five Lamps Trading Ltd must – amend Mr S’s credit file to show his loan as defaulted on 27 October 2015Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2293334.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.