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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-2236801 Not upheld
Not upheldoutcome, as published by the Ombudsman
£500redress stated in the decision
Fri Apr 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
Adverse information about the balloon payment was then recorded on his credit file resulting in a fall in his credit score.Credit file reporting
Mr B’s complaint was investigated, and he was offered £500 for the distress and inconvenience he had been caused.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2236801.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.