HSBC UK Bank Plc
Financial Ombudsman decision DRN-2218278 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Tue Oct 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
HSBC UK Bank Plc placed negative markers on her credit fileCredit file reporting
HSBC having insisted that it was fair to put markers on Ms B’s credit file, when it hadn’t actually done so, has very significantly prolonged this complaintComplaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2218278.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.