Capital One (Europe) plc

Financial Ombudsman decision DRN-2031924 Upheld

Upheldoutcome, as published by the Ombudsman

£500redress stated in the decision

Fri Aug 21deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

Mr J complains about a default registered on his credit card account by Capital One (Europe) plc.Credit file reporting

He initially complained that Capital One wouldn’t remove the fault, although there were extenuating circumstances.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2031924.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.