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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN-1738727 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£30redress stated in the decision
Tue Sep 15deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Shop Direct shouldn’t have made four of the searches which were then recorded on Mrs C’s credit fileCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1738727.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.