Advancis Limited
Financial Ombudsman decision DRN-1653474 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Oct 09deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mrs H has complained that Advancis Limited trading as Buddy Loans irresponsibly provided her with an unaffordable guarantor loan.Irresponsible lending
Remove any adverse information recorded on Mrs H’s credit file as a result of this loan.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1653474.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.