Ferratum UK Ltd.
Financial Ombudsman decision DRN-1557867 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr K complains that Ferratum UK Ltd lent to him irresponsibly.Irresponsible lending
remove any adverse payment information recorded on Mr K’s credit file in relation to loans 1 to 6.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1557867.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.