Black Horse Limited
Financial Ombudsman decision DRN-1516517 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Oct 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
But Black Horse also needed to check if the new lending was affordable for Mr F before it provided the finance.Irresponsible lending
Mr F complains that Black Horse Limited mis-sold him a hire purchase agreement.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1516517.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.