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Nationwide Building Society
Financial Ombudsman decision DRN-1509765 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 16deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
The website explains his credit history would be checked for the purposes of the quote but a full credit check, which other lenders can see, wouldn't take place until he'd applied for a loan.Credit file reporting
He was also unhappy with the way the call was handled as he thought the individual wasn't very accommodating when they spoke to him and came across as arrogant.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1509765.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.