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Vanquis Bank Limited
Financial Ombudsman decision DRN-1316391 Not upheld
Not upheldoutcome, as published by the Ombudsman
£20redress stated in the decision
Tue Jun 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss M complains that Vanquis Bank Limited shouldn’t have approved her application for a credit card. She’s also unhappy it irresponsibly increased her credit limit when it shouldn’t have done so.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1316391.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.