MBNA Limited

Financial Ombudsman decision DRN-1126115 Upheld

Upheldoutcome, as published by the Ombudsman

£250redress stated in the decision

Thu Jan 31deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Both parties agree that Ms B was experiencing financial difficulties during this period and wasn’t able to maintain the normal repayments.Treatment in financial difficulty

Ms B complains that MBNA Limited defaulted her two credit card accounts.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1126115.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.