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Your Mortgage Decisions Limited
Legal entity: Your Mortgage Decisions Limited
FCA register status: No longer authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.
Companies House 05909047, incorporated August 2006 — this company is administration.
This company is administration at Companies House. The decisions below still stand as a record of what was decided, but the business behind them may no longer be trading, and any current customers may now be dealt with by a different entity.
3banking decisions
—uphold rate (too few to publish)
2not upheld
Only 3 decisions carry a recorded outcome for this firm. That is too few to publish a rate, so none is shown — a percentage over a handful of cases would be noise presented as a finding.
Beyond banking
The figures above cover this firm’s banking, credit and mortgage decisions only. The Ombudsman also decided complaints about it in other sectors, which behave differently and are kept separate rather than averaged in.
| Sector | Decisions | Uphold rate |
|---|---|---|
| Payment protection insurance | 16 | — |
| Banking, credit and mortgages — shown above | 3 | — |
| Investments and pensions | 1 | — |
| Insurance (excluding PPI) | 1 | — |
FSCS default declarations
The Financial Services Compensation Scheme’s own declarations that this firm defaulted — was unable to meet claims made against it — for the products below. This is the FSCS’s record of a declaration on the date shown, not our assessment of the firm: a declaration can be old, and does not mean the firm is failed today.
| Default declared | Status | Products | Source |
|---|---|---|---|
| 26 Aug 2026 | Failed | Home Finance | FSCS record |
| 26 Aug 2026 | Failed | — | FSCS record |
Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.