BankConductIndex

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Secure Trust Bank Public Limited Company

Companies House 00541132, incorporated November 1954

24banking decisions
—uphold rate (too few to publish)
19not upheld

Only 24 decisions carry a recorded outcome for this firm. That is too few to publish a rate, so none is shown — a percentage over a handful of cases would be noise presented as a finding.

What this firm loses on

IssueDecisionsUpheldUphold rate
Irresponsible lending1218.3%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FCA2025-H2
2025-07-01 to 2025-12-31
34.5%315290—
FCA2025-H1
2025-01-01 to 2025-06-30
41.2%399451—
FOS2025-H237.5%——436

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.